SEPA Instant Payments Made Easy

Harmonizing Euro Payments Across Europe and Beyond

Fast and secure cross-border transactions.

Efficient euro payments for businesses.

Simplified payment processes with IBAN.

Bold white text reading 'EURO' stenciled on a soft blue background, with a modern font style. The image has a shallow depth of field, causing much of the text to blur into the background.
Bold white text reading 'EURO' stenciled on a soft blue background, with a modern font style. The image has a shallow depth of field, causing much of the text to blur into the background.
A payment terminal with a card inserted is placed on a wooden table next to a glass of beer on a colorful coaster. The terminal screen displays a payment request for 1.91 EUR.
A payment terminal with a card inserted is placed on a wooden table next to a glass of beer on a colorful coaster. The terminal screen displays a payment request for 1.91 EUR.
Several euro banknotes are partially protruding from an open white envelope placed on a wooden surface. The denominations of the visible banknotes include 5, 10, and 20 euros.
Several euro banknotes are partially protruding from an open white envelope placed on a wooden surface. The denominations of the visible banknotes include 5, 10, and 20 euros.

About SEPA Instant Payment

We facilitate fast, efficient, and secure euro payments across Europe, ensuring seamless transactions within the SEPA zone.

A close-up of various euro banknotes and credit cards arranged together. The focus is on the 100 euro bills, with multiple denominations of euro bills and several credit cards, including VISA and Mastercard, scattered in the background.
A close-up of various euro banknotes and credit cards arranged together. The focus is on the 100 euro bills, with multiple denominations of euro bills and several credit cards, including VISA and Mastercard, scattered in the background.
Several Euro banknotes in denominations of five and twenty are partially visible, placed on a plain surface. The focus is on the text and numbers on the banknotes, with the European Union flag and the number 20 prominently displayed.
Several Euro banknotes in denominations of five and twenty are partially visible, placed on a plain surface. The focus is on the text and numbers on the banknotes, with the European Union flag and the number 20 prominently displayed.
A person holding a smartphone with both hands against a dark background. The screen displays a calculator-like interface with a financial transaction and currency conversion in pounds and euros, along with fee information. A finger is pressing a button labeled 'Continue'.
A person holding a smartphone with both hands against a dark background. The screen displays a calculator-like interface with a financial transaction and currency conversion in pounds and euros, along with fee information. A finger is pressing a button labeled 'Continue'.

Our Mission

To harmonize electronic euro payments, making cross-border transactions as simple and reliable as domestic payments.

SEPA Payments

Streamlined euro payments across Europe for fast, efficient, and secure transactions.

A collection of Euro coins in various denominations, including cents and Euro values, with intricate designs and symbols.
A collection of Euro coins in various denominations, including cents and Euro values, with intricate designs and symbols.
A hand holds a green debit card near a payment terminal ready for a contactless transaction. The terminal displays various function buttons and an LCD screen showing transaction options.
A hand holds a green debit card near a payment terminal ready for a contactless transaction. The terminal displays various function buttons and an LCD screen showing transaction options.
Cross-Border Transfers

Experience seamless cross-border euro payments with our reliable and secure services.

Direct Debits

Simplify your billing process with efficient direct debit solutions within the SEPA zone.

Join SEPA Today

Stay updated on seamless euro payments.

Frequently Asked Questions

What is SEPA initiative?

SEPA aims to simplify euro payments across Europe for efficiency and security.

How does SEPA work?

It requires the use of an IBAN for all transactions within the SEPA zone to ensure speed and security.

Who can use SEPA?

Any bank, business, or individual in the SEPA zone can use SEPA for electronic euro payments.

What is an IBAN?

IBAN stands for International Bank Account Number, required for all SEPA transactions.

Is SEPA secure?

Yes, SEPA transactions are designed to be as secure as domestic euro payments.

What types of payments are included?

SEPA covers credit transfers and direct debits, facilitating easy euro transactions across member states.